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Chase Bank is an American National Bank that was first founded in 1799 in New York City, New York. With an estimated 250,355 employees, this bank is considered one of the largest in the country.
Chase Bank Locations
Chase Bank is an American bank with offices in different states across the country. If you want to find your nearest bank branch or ATM, , contact their official website https://locator.chase.com/.
Financial Services
All of your personal banking needs can be easily fulfilled by using Chase Bank. Some of the services offered are as follows
- A number of credit card types are there and one can choose according to his preference. These cards include a Chase Freedom Unlimited Credit Card which offers a 5% off on groceries and 1.5% cash back on all purchases, a Chase Freedom Flex Credit Card which allows a $200 bonus and a 5% off on groceries, a Chase Sapphire Preferred Credit Card which allows customers to earn up to 60,000 bonus points and much more.
- Buying a home can prove to be much difficult especially if your budgeting isn’t done right. Chase Bank provides easy mortgage loans for you to buy the house of your dreams or rebuild your existing one like that.
- Want to buy a car online? There’s a live inventory available where you can choose your desired one and then apply for a loan from the bank in order to get your hands on your favorite vehicle easily. However, one cannot get a loan to refinance their existing vehicles. Invest in businesses by getting help from financial advisors provided by the bank.
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Customer Service
In order to access the customer service department of Chase bank, call them at their helpline number 1-800-935-9935. You can also sign into chase.com and send them a message in case of any issue.
Working Hours
Monday to Friday from 9 AM to 5 PM. Saturday hours vary from one branch to another. Some of the branches also remain closed on Saturdays.
What are the disadvantages of Chase Bank?
Among all the merits, some of the disadvantages experienced when working with Chase Bank are
- Most of the ATM networks are not working most of the time.
- A high monthly maintenance fee in case the waiving off requirement isn’t met.
- A low interest rate on savings and checking account as compared to other banks.
What is the minimum balance requirement for Chase?
There is no minimum balance requirement for Chase and one can keep an account without having any money in it. However, in order to waive off the monthly maintenance fee which is $12, a minimum $1,500 balance must be maintained.
What is the ATM fee for Chase?
There is no ATM fee charged at Chase.